What role should insurance play for schools in the face of Texas elementary school shooting?
Do we need to take advantage of the insurance coverage available to deal with unforeseen disasters, or do we need to continue our traditional way of life without deliberately insuring important aspects of our lives?
The recent elementary school shooting in Uvalade, Texas is another awakening for all schools, parents in the United States, and international students living in the United States. If you need to find out American college students can apply for health insurance.
According to Statista (a data research firm trusted by more than 23,000 companies worldwide), the United States does not have a standardized system of insurance coverage for its citizens and most insurance policies are taken out, such as healthcare costs, mostly covered by the private sector. More than 60% of the insured citizens are insured by the employer, Medicare or private and 20% of other fabricated public means.
Why do we need deliberate action in this regard?
According to news reports, shooter Salvador Roland Romas killed less than 19 students and two teachers. Typically, such situations are partially eased by the government and school principals have to face a heavy burden from the catastrophic situation.
Who will take care of the dead body? Financial for burial or other related expenses? What about the money for repatriation of the deceased if it is from another country? Have you ever taken out an insurance program designed to pay for the mental health of other injured students in the situation?
An insurance policy that covers some expenses incurred by the deceased parents during the mourning period until they are strong enough to return to work.
Also read:
The government cannot take care of everything, and they have no plans to do so
There are certain aspects of any project or situation that may require insurance to get a secure future.
Check out the insurance coverage below as they can give you useful guides on how to digest your situation with your insurance broker.
K-12 plan
This is an insurance plan for kindergartens up to 12th grade It covers sports, mental health, emergency medical transfers and repatriation.
Repatriation is for international students and does not necessarily cover the cost of seeking transfer of your child to another school so as to avoid subsequent shocks that may be felt by your child if a disaster still occurred at the same school.
Joe Biden mentioned that he could demolish and rebuild the school while he was talking to the school principal during his visit. The question is, what teaching material or structure will be made available to other students during the construction of the school?
Your child will probably need another school and will probably need some expenses.
Health insurance for students
It is very common among the neighbors of the United States. It covers student health costs if needed.
Equally, these three insurance plans are very popular and most of the time are taken by international students.
1. School compulsory health insurance plan
Under this plan, your school will give you a compulsory insurance plan and the cost may be on your school fees. Here are some important ones FAQs for international students looking for health insurance coverage.
2. School Sponsored Health Insurance Plan
Under this, you are given the option to choose a school plan or go for other satisfactory options available. What you are allowed to choose will still meet their objectives.
3. No set plan
Some schools do not have a set plan and this allows you to choose a suitable plan for you. But, you still have to choose a plan and Health insurance Must be included.
Also read:
How insurance can help schools in Texas elementary school shooting
What would happen to the financial status of a private school owner and teachers in this situation if the school income came only from students who are now thinking of leaving or resuming school without a specific resume date? Wouldn’t it be wise to consult a reliable insurance company for discussion? The best insurance plan That has great coverage for your important aspects Business, Life, Health, Automobile And much more?
